{"id":14745,"date":"2022-05-18T08:01:36","date_gmt":"2022-05-18T07:01:36","guid":{"rendered":"http:\/\/unitedgulfpcu.com\/?page_id=14745"},"modified":"2022-12-17T11:11:54","modified_gmt":"2022-12-17T10:11:54","slug":"certificates-of-deposit","status":"publish","type":"page","link":"https:\/\/unitedgulfpcu.com\/index.php\/accounts\/certificates-of-deposit\/","title":{"rendered":"Certificates of deposit"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"14745\" class=\"elementor elementor-14745\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-72da5e4d elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"72da5e4d\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-74ddebf9\" data-id=\"74ddebf9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\t\t<div class=\"elementor-element elementor-element-2446f974 elementor-widget elementor-widget-Services_Area\" data-id=\"2446f974\" data-element_type=\"widget\" data-widget_type=\"Services_Area.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n        <div class=\"services-area ptb-70\">\r\n            <div class=\"container-fluid p-0\">\r\n                <div class=\"overview-box\">\r\n\r\n                    \r\n                    <div class=\"overview-content\">\r\n                        <div class=\"content  left-content \">\r\n                            <h2>Certificate of Deposit<\/h2>\r\n                                                            <div class=\"bar\"><\/div>\r\n\t\t\t\t\t\t\t                            <p>At unitedgulfcu, we offer Certificate of Deposit (Fixed Deposit) and give you an amount of interest for a specified period of time and return your money on the specified date. These certificates are federally insured and issued by banks and savings-and-loans institutions.  Compared to regular savings accounts, CDs offer a higher yield to compensate for the loss of liquidity. They also represent a low-risk investment opportunity because the account holder needs little understanding of investment markets and they\u2019re insured up to $250,000.<\/p>\r\n\r\n                            <ul class=\"services-list\">\r\n                                                                                                            <li><span><i class=\"flaticon-check-mark\"><\/i> Steady and predictable<\/span><\/li>\r\n                                                                                                                                                <li><span><i class=\"flaticon-check-mark\"><\/i> Broad Selection<\/span><\/li>\r\n                                                                                                                                                <li><span><i class=\"flaticon-check-mark\"><\/i> Low Market risk<\/span><\/li>\r\n                                                                                                                                                <li><span><i class=\"flaticon-check-mark\"><\/i> High Interest rate up to 10%<\/span><\/li>\r\n                                                                                                <\/ul>\r\n                        <\/div>\r\n                    <\/div>\r\n\r\n                                                                                <\/div>\r\n            <\/div>\r\n        <\/div>\r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-33173576 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"33173576\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-589f3f96\" data-id=\"589f3f96\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1d2d6297 faq-content elementor-widget elementor-widget-Section\" data-id=\"1d2d6297\" data-element_type=\"widget\" data-widget_type=\"Section.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n        <div class=\"section-title\">\r\n            <h2><\/h2>\r\n\r\n                        <br \/>\r\n            \r\n            <p>While banks assess penalties on CD customers who withdraw from their principal deposit before the date of maturity, some banks allow the CD owner to withdraw from the interest accrued during the CD\u2019s term, although this would reduce earnings. <\/p>\r\n        <\/div>\r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2736dbce\" data-id=\"2736dbce\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-17172a36 elementor-widget elementor-widget-image\" data-id=\"17172a36\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"919\" height=\"382\" src=\"https:\/\/unitedgulfpcu.com\/wp-content\/uploads\/2022\/05\/cbd.png\" class=\"attachment-full size-full wp-image-14777\" alt=\"\" srcset=\"https:\/\/unitedgulfpcu.com\/wp-content\/uploads\/2022\/05\/cbd.png 919w, https:\/\/unitedgulfpcu.com\/wp-content\/uploads\/2022\/05\/cbd-300x125.png 300w, https:\/\/unitedgulfpcu.com\/wp-content\/uploads\/2022\/05\/cbd-150x62.png 150w, https:\/\/unitedgulfpcu.com\/wp-content\/uploads\/2022\/05\/cbd-768x319.png 768w\" sizes=\"(max-width: 919px) 100vw, 919px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4d57801b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4d57801b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5580f3e8\" data-id=\"5580f3e8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7e4caac9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7e4caac9\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6fbc6b3c\" data-id=\"6fbc6b3c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7e05aa88 elementor-widget elementor-widget-template\" data-id=\"7e05aa88\" data-element_type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"section\" data-elementor-id=\"14531\" class=\"elementor elementor-14531\">\n\t\t\t\t\t<div class=\"elementor-section-wrap\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-200bb8e3 elementor-section-full_width comparisons-area ptb-70 bg-f7fafd elementor-section-height-default elementor-section-height-default\" data-id=\"200bb8e3\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1a757e03\" data-id=\"1a757e03\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-89c11e7 elementor-widget elementor-widget-Section\" data-id=\"89c11e7\" data-element_type=\"widget\" data-widget_type=\"Section.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n        <div class=\"section-title\">\r\n            <h2>Compare us with others<\/h2>\r\n\r\n                            <div class=\"bar\"><\/div>\r\n            \r\n            <p>We have proven to be the best so far. Compare us with other Banking facilities and see the clear winner.<\/p>\r\n        <\/div>\r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-section elementor-inner-section elementor-element elementor-element-69824fbb elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"69824fbb\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-5ba3c1da\" data-id=\"5ba3c1da\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5fbdf5fa elementor-widget elementor-widget-Tryo_Comparison\" data-id=\"5fbdf5fa\" data-element_type=\"widget\" data-widget_type=\"Tryo_Comparison.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"comparisons-table table-responsive\">\r\n            <table class=\"table\">\r\n                <thead>\r\n                    <tr>\r\n                                            <th scope=\"col\">Service<\/th>\r\n                                            <th scope=\"col\">United Gulf<\/th>\r\n                                            <th scope=\"col\">Other Banks 1<\/th>\r\n                                            <th scope=\"col\">Other Banks 2<\/th>\r\n                                        <\/tr>\r\n                <\/thead>\r\n                \r\n                <tbody>\r\n\r\n                                            <tr>\r\n                                                                                                <td>Overdraft up to $200<\/td>\r\n                                                                                                                                <td><i class=\"fa fa-check elementor-repeater-item-1a637a1\"><\/i><\/td>\r\n                                                                                                                                <td><i class=\"fa fa-times elementor-repeater-item-4afeb72\"><\/i><\/td>\r\n                                                                                                                                <td><i class=\"fa fa-times elementor-repeater-item-74387b6\"><\/i><\/td>\r\n                                                                                    <\/tr>\r\n                    \r\n                                            <tr>\r\n                                                                                                <td>5 Tier Support System<\/td>\r\n                                                                                                                                <td><i class=\"fa fa-check elementor-repeater-item-041879e\"><\/i><\/td>\r\n                                                                                                                                <td><i class=\"fa fa-times elementor-repeater-item-a94f84f\"><\/i><\/td>\r\n                                                                                                                                <td><i class=\"fa fa-times elementor-repeater-item-0825da3\"><\/i><\/td>\r\n                                                                                    <\/tr>\r\n                    \r\n                                            <tr>\r\n                                                                                                <td>Low Opening Balance<\/td>\r\n                                                                                                                                <td><i class=\"fa fa-check elementor-repeater-item-905a827\"><\/i><\/td>\r\n                                                                                                                                <td><i class=\"fa fa-check elementor-repeater-item-dc5cecb\"><\/i><\/td>\r\n                                                                                                                                <td><i class=\"fa fa-check elementor-repeater-item-bf5e680\"><\/i><\/td>\r\n                                                                                    <\/tr>\r\n                    \r\n                                            <tr>\r\n                                                                                                <td>Smart Notification<\/td>\r\n                                                                                                                                <td><i class=\"fa fa-check elementor-repeater-item-e826243\"><\/i><\/td>\r\n                                                                                                                                <td><i class=\"fa fa-times elementor-repeater-item-9a96674\"><\/i><\/td>\r\n                                                                                                                                <td><i class=\"fa fa-times elementor-repeater-item-c1f426a\"><\/i><\/td>\r\n                                                                                    <\/tr>\r\n                    \r\n                                            <tr>\r\n                                                                                                <td>Small Business Support<\/td>\r\n                                                                                                                                <td><i class=\"fa fa-check elementor-repeater-item-1ba42e2\"><\/i><\/td>\r\n                                                                                                                                <td><i class=\"fa fa-times elementor-repeater-item-16b0824\"><\/i><\/td>\r\n                                                                                                                                <td><i class=\"fa fa-times elementor-repeater-item-bf47d65\"><\/i><\/td>\r\n                                                                                    <\/tr>\r\n                    \r\n                                            <tr>\r\n                                                                                                <td>Large Business Support<\/td>\r\n                                                                                                                                <td><i class=\"fa fa-check elementor-repeater-item-55db07b\"><\/i><\/td>\r\n                                                                                                                                <td><i class=\"fa fa-check elementor-repeater-item-bfcc0e2\"><\/i><\/td>\r\n                                                                                                                                <td><i class=\"fa fa-times elementor-repeater-item-f05e14e\"><\/i><\/td>\r\n                                                                                    <\/tr>\r\n                    \r\n                                            <tr>\r\n                                                                                                <td>One Touch UI<\/td>\r\n                                                                                                                                <td><i class=\"fa fa-check elementor-repeater-item-d00488d\"><\/i><\/td>\r\n                                                                                                                                <td><i class=\"fa fa-times elementor-repeater-item-7691db1\"><\/i><\/td>\r\n                                                                                                                                <td><i class=\"fa fa-check elementor-repeater-item-531e970\"><\/i><\/td>\r\n                                                                                    <\/tr>\r\n                    \r\n                    \r\n                    \r\n                    \r\n                <\/tbody>\r\n            <\/table>\r\n        <\/div>\r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Certificate of Deposit At unitedgulfcu, we offer Certificate of Deposit (Fixed Deposit) and give you an amount of interest for a specified period of time and return your money on the specified date. These certificates are federally insured and issued by banks and savings-and-loans institutions. Compared to regular savings accounts, CDs offer a higher yield [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":856,"parent":14741,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-14745","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Certificates of deposit - United Gulf Partnership Credit\u00a0Union<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/unitedgulfpcu.com\/index.php\/accounts\/certificates-of-deposit\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Certificates of deposit - United Gulf Partnership Credit\u00a0Union\" \/>\n<meta property=\"og:description\" content=\"Certificate of Deposit At unitedgulfcu, we offer Certificate of Deposit (Fixed Deposit) and give you an amount of interest for a specified period of time and return your money on the specified date. These certificates are federally insured and issued by banks and savings-and-loans institutions. Compared to regular savings accounts, CDs offer a higher yield [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/unitedgulfpcu.com\/index.php\/accounts\/certificates-of-deposit\/\" \/>\n<meta property=\"og:site_name\" content=\"United Gulf Partnership Credit\u00a0Union\" \/>\n<meta property=\"article:modified_time\" content=\"2022-12-17T10:11:54+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/unitedgulfpcu.com\/wp-content\/uploads\/2019\/11\/2-2-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"860\" \/>\n\t<meta property=\"og:image:height\" content=\"700\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/unitedgulfpcu.com\/index.php\/accounts\/certificates-of-deposit\/\",\"url\":\"https:\/\/unitedgulfpcu.com\/index.php\/accounts\/certificates-of-deposit\/\",\"name\":\"Certificates of deposit - United Gulf Partnership Credit\u00a0Union\",\"isPartOf\":{\"@id\":\"https:\/\/unitedgulfpcu.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/unitedgulfpcu.com\/index.php\/accounts\/certificates-of-deposit\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/unitedgulfpcu.com\/index.php\/accounts\/certificates-of-deposit\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/unitedgulfpcu.com\/wp-content\/uploads\/2019\/11\/2-2-1.jpg\",\"datePublished\":\"2022-05-18T07:01:36+00:00\",\"dateModified\":\"2022-12-17T10:11:54+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/unitedgulfpcu.com\/index.php\/accounts\/certificates-of-deposit\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/unitedgulfpcu.com\/index.php\/accounts\/certificates-of-deposit\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/unitedgulfpcu.com\/index.php\/accounts\/certificates-of-deposit\/#primaryimage\",\"url\":\"https:\/\/unitedgulfpcu.com\/wp-content\/uploads\/2019\/11\/2-2-1.jpg\",\"contentUrl\":\"https:\/\/unitedgulfpcu.com\/wp-content\/uploads\/2019\/11\/2-2-1.jpg\",\"width\":860,\"height\":700},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/unitedgulfpcu.com\/index.php\/accounts\/certificates-of-deposit\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accounts\",\"item\":\"https:\/\/unitedgulfpcu.com\/index.php\/accounts\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Certificates of deposit\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/unitedgulfpcu.com\/#website\",\"url\":\"https:\/\/unitedgulfpcu.com\/\",\"name\":\"United Gulf Partnership Credit\u00a0Union\",\"description\":\"Simple Sophisticated Online Banking\",\"publisher\":{\"@id\":\"https:\/\/unitedgulfpcu.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/unitedgulfpcu.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/unitedgulfpcu.com\/#organization\",\"name\":\"United Gulf Partnership Credit\u00a0Union\",\"url\":\"https:\/\/unitedgulfpcu.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/unitedgulfpcu.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/unitedgulfpcu.com\/wp-content\/uploads\/2022\/12\/favicon.png\",\"contentUrl\":\"https:\/\/unitedgulfpcu.com\/wp-content\/uploads\/2022\/12\/favicon.png\",\"width\":391,\"height\":339,\"caption\":\"United Gulf Partnership Credit\u00a0Union\"},\"image\":{\"@id\":\"https:\/\/unitedgulfpcu.com\/#\/schema\/logo\/image\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Certificates of deposit - United Gulf Partnership Credit\u00a0Union","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/unitedgulfpcu.com\/index.php\/accounts\/certificates-of-deposit\/","og_locale":"en_US","og_type":"article","og_title":"Certificates of deposit - United Gulf Partnership Credit\u00a0Union","og_description":"Certificate of Deposit At unitedgulfcu, we offer Certificate of Deposit (Fixed Deposit) and give you an amount of interest for a specified period of time and return your money on the specified date. These certificates are federally insured and issued by banks and savings-and-loans institutions. 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